Plan or Pass

How we calculate membership value

The formula is simple on purpose. Assumptions stay visible and editable.

Editorial workspace representing How we calculate membership value

Replacement value, not feature value

We count what a benefit replaces in the user's budget. Streaming is worth zero when it replaces no existing spending. Order-related savings come from the shipping fee, travel cost or time value the user would genuinely avoid.

Paid-year test

For trial-based memberships, the primary verdict uses a full paid year. A plan should survive the end of a promotion. The trial remains useful as a measurement period.

Published prices

Prices and eligibility are tied to dated official sources. We display the last-reviewed date and tell readers to confirm account-specific terms before acting.

No hidden precision

Outputs are estimates, not financial advice or guaranteed savings. We round values for readability and expose the arithmetic behind the result.